Causes of the Great Depression · US History

Why did bank runs worsen the financial crisis?

  1. They forced every single bank nationwide to give unlimited loans to struggling farmers
  2. They made all banks nationwide more financially stable overall
  3. Large numbers of depositors withdrew money at once, causing banks to collapse
  4. They required Congress to permanently close the stock exchange
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Correct answer: Large numbers of depositors withdrew money at once, causing banks to collapse

A bank run happens when many depositors rush to withdraw their money because they fear a bank will fail. Since banks do not keep all deposits in cash, runs could quickly destroy even weakened but functioning banks.

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