Social Security Schemes Practice Questions
20 free Social Security Schemes practice questions for the Static GK. Tap an option to answer — you get instant feedback, the correct answer, and a detailed explanation for every question.
The 'Pradhan Mantri Shram Yogi Maandhan' (PM-SYM) scheme ensures a minimum assured monthly pension of how much after the age of 60?
- A ₹1,000
- B ₹2,000
- C ₹3,000
- D ₹5,000
Correct answer: ₹3,000
PM-SYM is a voluntary and contributory pension scheme for unorganized workers with a monthly income of ₹15,000 or less. Upon reaching 60 years, the beneficiary receives a fixed pension of ₹3,000 per month.
Which social security scheme provides a life insurance cover of ₹2 lakh to bank account holders in the age group of 18 to 50 years?
- A PMSBY
- B PMJJBY
- C APY
- D PM-KMY
Correct answer: PMJJBY
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers a one-year life insurance cover, renewable from year to year, for any cause of death. The premium is auto-debited from the subscriber's bank account.
What is the maximum age to join the Atal Pension Yojana (APY)?
- A 35 years
- B 40 years
- C 45 years
- D 50 years
Correct answer: 40 years
The Atal Pension Yojana is open to all bank account holders between the ages of 18 and 40. It focuses on the unorganized sector to provide a steady income post-retirement.
The 'Pradhan Mantri Suraksha Bima Yojana' (PMSBY) provides coverage for which of the following?
- A Life Insurance Benefit
- B Accidental Death and Disability
- C Unemployment and Retirement Benefits
- D Critical Illness and Hospitalization
Correct answer: Accidental Death and Disability
PMSBY is an accident insurance scheme that offers ₹2 lakh for accidental death or total permanent disability and ₹1 lakh for partial permanent disability. It is available to people aged 18 to 70 years.
Which scheme was launched to provide a monthly pension to small and marginal farmers in India?
- A PM-KISAN
- B PM-KMY
- C PM-SYM
- D PM-Vandana
Correct answer: PM-KMY
Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY) is a central sector scheme for farmers aged 18 to 40 years. It provides a minimum fixed pension of ₹3,000 per month on attaining the age of 60.
Under the 'Pradhan Mantri Matru Vandana Yojana' (PMMVY), pregnant women receive a cash incentive of how much for the first living child?
- A ₹3,000
- B ₹5,000
- C ₹6,000
- D ₹10,000
Correct answer: ₹5,000
PMMVY provides a conditional cash transfer of ₹5,000 in three installments to pregnant women and lactating mothers for the first living child. It aims to compensate for wage loss and promote health-seeking behavior.
The 'National Social Assistance Programme' (NSAP) is administered by which Union Ministry?
- A Ministry of Finance
- B Ministry of Social Justice and Empowerment
- C Ministry of Rural Development
- D Ministry of Labour and Employment
Correct answer: Ministry of Rural Development
NSAP is a centrally sponsored scheme that provides financial assistance to the elderly, widows, and persons with disabilities. It is a significant component of the social security framework managed by the Ministry of Rural Development.
Which scheme provides health insurance coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization?
- A Mission Shakti
- B Ayushman Bharat - PMJAY
- C PM-Awas Yojana
- D Rashtriya Swasthya Bima Yojana
Correct answer: Ayushman Bharat - PMJAY
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is the world's largest government-funded healthcare program. It targets over 12 crore poor and vulnerable families based on SECC 2011 data.
What is the entry age for the 'Pradhan Mantri Laghu Vyapari Maan-dhan Yojana' (PM-LVMY)?
- A 18 to 35 years
- B 21 to 50 years
- C 25 to 60 years
- D 18 to 40 years
Correct answer: 18 to 40 years
PM-LVMY is a pension scheme for small shopkeepers and self-employed persons whose annual turnover does not exceed ₹1.5 crore. The entry age is 18-40 years, and it provides a monthly pension of ₹3,000 after age 60.
The 'Aam Admi Bima Yojana' (AABY) was merged with which of the following in 2017?
- A PMJJBY
- B PM-SYM
- C PMKMY
- D PMSBY
Correct answer: PMSBY
To provide better and streamlined benefits, the Aam Admi Bima Yojana was converged with the Pradhan Mantri Suraksha Bima Yojana. This ensured that unorganized workers received better accidental insurance coverage.
Under the 'Indira Gandhi National Old Age Pension Scheme' (IGNOAPS), what is the minimum age to be eligible for the pension?
- A 55 years
- B 65 years
- C 70 years
- D 60 years
Correct answer: 60 years
IGNOAPS is part of the National Social Assistance Programme. It provides a monthly pension to BPL individuals aged 60 years and above, with the amount increasing for those aged 80 and above.
The 'Pradhan Mantri Vaya Vandana Yojana' (PMVVY) is implemented through which organization?
- A State Bank of India (SBI)
- B Reserve Bank of India (RBI)
- C Pension Fund Regulatory and Development Authority (PFRDA)
- D Life Insurance Corporation of India (LIC)
Correct answer: Life Insurance Corporation of India (LIC)
PMVVY is a pension scheme exclusively for senior citizens (60+) that provides an assured rate of return for 10 years. The Government of India has authorized LIC as the sole operator of this scheme.
Which scheme aims at 'universal social security' for the poor and underprivileged by offering both life and accident insurance?
- A Jan Suraksha Schemes
- B Mission Antyodaya Programme
- C Digital India
- D Make in India Campaign
Correct answer: Jan Suraksha Schemes
The 'Jan Suraksha' schemes collectively refer to PMJJBY, PMSBY, and APY. These three were launched together in 2015 to create a social security system for all Indians, especially the poor.
What is the annual premium for the 'Pradhan Mantri Suraksha Bima Yojana' (PMSBY) since the June 2022 revision?
- A ₹12
- B ₹330
- C ₹436
- D ₹20
Correct answer: ₹20
The annual premium for PMSBY was increased from ₹12 to ₹20 in June 2022 to make the scheme more viable for insurance providers. It remains one of the cheapest accident insurance plans in the world.
The 'Employees' Deposit Linked Insurance' (EDLI) scheme is managed by which body?
- A LIC
- B ESIC
- C EPFO
- D PFRDA
Correct answer: EPFO
EDLI is an insurance cover provided by the Employees' Provident Fund Organisation (EPFO) for its members. In the event of the death of a member during service, the nominee receives a lump-sum payment.
Which initiative provides an integrated social security platform for unorganized workers to register and access various government schemes?
- A e-SHRAM Portal
- B Jan Samarth Portal
- C SWAYAM Portal
- D DARPAN Portal
Correct answer: e-SHRAM Portal
The e-SHRAM portal is a national database of unorganized workers (NDUW). Registration on this portal helps workers get a Universal Account Number (UAN) and easier access to social security benefits.
The 'Niramaya' health insurance scheme is specifically designed for persons with which conditions?
- A Cancer and Diabetes
- B Tuberculosis and Malaria
- C Autism, Cerebral Palsy, Mental Retardation
- D COVID-19, Seasonal Influenza, and Common Cold
Correct answer: Autism, Cerebral Palsy, Mental Retardation
Niramaya is a flagship scheme of the National Trust. It provides affordable health insurance to people with disabilities, specifically those listed under the National Trust Act, 1999.
Under the 'Indira Gandhi National Widow Pension Scheme' (IGNWPS), the applicant must be in which age group?
- A 18 to 40 years
- B 60 years and above
- C 40 to 79 years
- D No age limit
Correct answer: 40 to 79 years
IGNWPS provides a monthly pension to widows living below the poverty line. The age criteria is between 40 and 79 years; once they turn 80, they transition to a higher pension bracket.
What is the maximum pension amount a subscriber can choose under the Atal Pension Yojana?
- A ₹2,000
- B ₹3,000
- C ₹4,000
- D ₹5,000
Correct answer: ₹5,000
Subscribers of APY can choose a fixed monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000. The contribution amount is determined based on the chosen pension and the age of entry.
Which scheme was launched to provide social security to street vendors by facilitating working capital loans?
- A PM-SVANidhi
- B PM-Awas
- C MUDRA Loans
- D PM-Ujjwala
Correct answer: PM-SVANidhi
While primarily a loan scheme, PM-SVANidhi acts as a social security tool by bringing street vendors into the formal financial system. It offers micro-credit to help them resume livelihoods and gain financial stability.