Housing and Urban Development Practice Questions
12 free Housing and Urban Development practice questions for the Static GK. Tap an option to answer — you get instant feedback, the correct answer, and a detailed explanation for every question.
Which ministry is primarily responsible for implementing major urban development schemes such as Smart Cities Mission and AMRUT in India?
- A Ministry of Road Transport and Highways
- B Ministry of Panchayati Raj
- C Ministry of Home Affairs
- D Ministry of Housing and Urban Affairs
Correct answer: Ministry of Housing and Urban Affairs
The Ministry of Housing and Urban Affairs is responsible for major urban development and housing initiatives in India. It oversees schemes related to urban infrastructure, housing, sanitation, and smart city development.
Under PMAY-Urban, the term 'EWS' generally refers to which beneficiary category?
- A Economically Weaker Section
- B Employment Welfare Society
- C Emergency Water Supply
- D Environmental Welfare Scheme
Correct answer: Economically Weaker Section
EWS stands for Economically Weaker Section. PMAY-Urban gives special priority to EWS households for affordable housing support.
Which component of PMAY-Urban provides interest subsidy on housing loans to eligible beneficiaries?
- A Credit Linked Subsidy Scheme
- B National Urban Transport Fund
- C Green India Component
- D Rural Housing Extension Plan
Correct answer: Credit Linked Subsidy Scheme
The Credit Linked Subsidy Scheme provides interest subsidy on housing loans for eligible urban beneficiaries. It helps reduce the cost of home ownership.
Which scheme supports street vendors by providing affordable working capital loans?
- A Pradhan Mantri SVANidhi
- B PM Fasal Bima Yojana
- C Kisan Credit Card Scheme
- D Stand-Up India Scheme
Correct answer: Pradhan Mantri SVANidhi
PM SVANidhi is designed to support street vendors with collateral-free working capital loans. It helps vendors restart or expand their small businesses.
What does the 'NULM' in Deendayal Antyodaya Yojana-NULM stand for?
- A National Urban Livelihoods Mission
- B National Unified Land Mission
- C New Urban Labour Ministry
- D National Utility Licensing Mechanism
Correct answer: National Urban Livelihoods Mission
NULM stands for National Urban Livelihoods Mission. It aims to reduce poverty among urban poor households by promoting skill development, self-employment, and livelihood opportunities.
Which urban scheme is especially associated with providing livelihood support and shelters for the urban homeless?
- A DAY-NULM
- B Blue Revolution
- C PM-KUSUM
- D National Mission on Edible Oils
Correct answer: DAY-NULM
DAY-NULM includes components for urban livelihoods and shelters for the urban homeless. It focuses on improving the living conditions and income opportunities of urban poor communities.
Which of the following is a key feature of the Smart Cities Mission?
- A Area-based development and pan-city smart solutions
- B Large-scale construction of new rural roads nationwide
- C Direct distribution of free food grains to citizens
- D Interlinking of major rivers for irrigation
Correct answer: Area-based development and pan-city smart solutions
The Smart Cities Mission uses area-based development and pan-city smart solutions to improve urban services. These include technology-driven governance, mobility, safety, and infrastructure improvements.
Which programme promotes affordable rental housing for urban migrants and poor workers?
- A Affordable Rental Housing Complexes
- B National Rural Drinking Water Programme
- C Soil Health Card Scheme
- D Pradhan Mantri Matsya Sampada Yojana
Correct answer: Affordable Rental Housing Complexes
Affordable Rental Housing Complexes were introduced to provide rental housing options for urban migrants and poor workers. The idea is to make cities more inclusive for people who move for work.
Which scheme is linked to making cities open defecation free and improving urban toilets?
- A Swachh Bharat Mission-Urban
- B Rashtriya Krishi Vikas Yojana
- C National Livestock Mission
- D Saansad Adarsh Gram Yojana
Correct answer: Swachh Bharat Mission-Urban
Swachh Bharat Mission-Urban works toward urban sanitation, including toilets and open defecation free status. It also promotes waste collection and cleanliness in cities.
In the context of PMAY-Urban, beneficiary-led construction mainly means:
- A Private real estate builders constructing luxury apartments for sale in the open market
- B State capitals alone receiving dedicated urban metro rail infrastructure funding
- C Public sector banks directly constructing and allotting houses to all citizens
- D Eligible families construct or enhance their own houses with government assistance
Correct answer: Eligible families construct or enhance their own houses with government assistance
Beneficiary-led construction allows eligible households to build or improve their own houses with financial assistance. This component is useful for families that already own land or a house needing improvement.
Which Indian urban initiative encourages ranking cities on cleanliness indicators?
- A Agri Trade Survey
- B Forest Cover Index
- C Rural Literacy Mapping
- D Swachh Survekshan
Correct answer: Swachh Survekshan
Swachh Survekshan is a cleanliness survey that ranks cities based on sanitation and waste management indicators. It encourages competition among cities to improve cleanliness.
Which group is a major target beneficiary under many housing and urban livelihood schemes?
- A Large industrial companies and corporations
- B Foreign tourists visiting India
- C Senior government officers and bureaucrats
- D Urban poor and vulnerable households
Correct answer: Urban poor and vulnerable households
Many housing and urban development schemes are designed for urban poor, migrants, street vendors, and vulnerable households. These schemes aim to make urban growth more inclusive and equitable.