Why is it considered fraudulent for a dentist to waive the patient’s co-payment without insurer approval?

1. It automatically increases the insurance premiums charged to the patient
2. The insurer pays assuming copay was collected, so waiving misstates cost
3. It provides an overly generous benefit that harms the practice financially
4. It is generally permitted whenever the patient states they cannot afford it

Practice all 20 Billing, Insurance and Reimbursement questions