Which of the following best describes a deductible in a dental insurance plan?
Show answer and explanation
Correct answer: The amount paid by the patient before insurance begins to cover costs
The deductible is the annual amount the patient must pay before insurance coverage starts. It affects out-of-pocket costs.
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More Billing, Insurance and Reimbursement questions
- What is a co-payment (copay) under dental insurance coverage?
- What does coinsurance mean in the context of dental billing?
- Which type of dental plan typically requires the patient to choose a primary dentist and limits reimbursement to in-network providers?
- What is the “annual maximum benefit” in a dental insurance context?
- What is meant by “coordination of benefits” (COB) when a patient has multiple dental insurance plans?
- Which step comes first in the dental insurance billing process?